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Rajkot Nagarik Sahakari Bank Ltd. Notified Recruitment for Various Posts 2015

Rajkot Nagarik Sahakari Bank Limited invited application for recruitment to the posts of IT Professionals, Senior Executive and Branch Manager. The candidates eligible for the post can apply through prescribed format before 22 July 2015.

Pages: 1 2 3 4

Andhra Pragathi Grameen Bank Issued Interview Schedule for Office Assistant Post 2015

Andhra Pragathi Grameen Bank issued the list of candidates who have been declared successful to appear for the second phase of interview.
In total, 919 candidates have been shortlisted to appear for the interview which is scheduled to be held from 03 August to 12 August 2015.
Candidates who have been shortlisted to appear for the interview are to report at Andhra Pragathi Grameena Bank, Head Office, Opp.Officers’ Club, Near Murali Theater, Rayachoty Road, KADAPA - 516001 ANDHRA PRADESH on the scheduled dates.
Candidates who appeared for the first phase can check their names from the link given below.

SBI PO Main Exam 2015: Online Exam Call Letter

State Bank of India issued the call letter for the online main examination to be held on 01 August 2015for the recruitment of Probationary Officers.
The result for the same examination will be out tentatively in the end of August 2015.
The Preliminary Examination for the same was conducted on 20, 21, 27 and 28 June 2015.Candidates who are to appear for the main examination can download their call letter from the link given below.

Marketing Quiz


1. Market Research is used for
1) Selecting the right product
2) choosing the sales persons
3) Selecting proper marketing strategies
4) Deciding the selling price
5) All of these


2. What does CRM stand for?
1) Consumer Retention Management
2) Customer Retention Management
3) Customer Relationship Management
4) Client Relation Management
5) Customer Relation Marketing

3. What are value added services?
1) Products which are sold at premium price
2) To sell large number of products
3) At par services
4) Additional services
5) None of these

4. USP of a product/service means?
1) Unique Selling Price
2) Unique Selling Place
3) Unique Selling Proposition
4) Ultimate Selling Price
5) None of these

5. Which of the following is an example of indirect marketing?
1) e-mails
2) Telemarketing
3) Re-sellers
4) Couponing
5) Out of home

6. Who among the following coined the term USP?
1) Philip Kotler
2) Rosser Reeves
3) David Aaker
4) Eric Schmidt
5) None of these

7. What does Lead Generation mean?
1) To get tips for selling tactics
2) To generate leaders
3) To increase better production
4) Likely sources of prospective clients
5) All of these

8. What does MBO mean?
1) Marketing of Business Organisation
2) Management By Objectives
3) Management Based on Objects
4) Organisation of Business Management
5) None of these

9. Which of the following is not included in the 7p's of marketing?
1) Process
2) People
3) Physical evidence
4) Planning
5) Promotion

10. In which year was the Consumer Protection Act passed?
1) 1987
2) 1986
3) 2002
4) 2004
5) None of these

11. Which of the following is not a stage in the Product Life Cycle of a product?
1) Maturity
2) Introduction
3) Decline
4) Stars
5) Growth

12. What does AIDA stand for?
1) Attention Interest Desire Action
2) Attract Initiate Draw Action
3) Attentive Inclination Desire Activity
4) Action Interest Desire Attention
5) None of these

13. What does ‘Low End Market’ mean?
1) A market for low quality products
2) A market which is located at remote areas
3) A market for lower priced products
4) A market where very less number of buyers are available
5) None of these

14. Who coined the term MBO?
1) Peter Drucker
2) American Marketing Agency
3) Philip Kotler
4) George Roth
5) None of these

15. What is a ‘Nascent Market’?
1) Unpredictable markets
2) Small and newly developing markets
3) Monopolistic market
4) Fully competitive market
5) None of these

16. Which of the following is a feature of services?
1) Intangibility
2) Inseparability
3) Variability
4) Perishability
5) All of these

17. The system which is designed to support marketing decision making is:
1) System Management
2) Marketing Allocation System
3) Marketing Information System
4) Marketing Tracking System
5) None of these

18. Which of the following is also known as ‘Guerrilla Marketing’?
1) Ambush marketing
2) Direct marketing
3) Indirect marketing
4) All of these
5) None of these

19. What does B2C transaction mean?
1) Business–to–Corporate
2) Business-to-Consumer
3) Bargain-to-Conversion
4) Buying-to-Consumption
5) None of these

20. Which of following is an example of Inbound marketing?
1) Social media marketing
2) Blogs
3) Newsletters
4) None of these
5) All of these

21. Which of the following is an example of ‘Engagement Marketing’?
1) Event Marketing
2) Live Marketing
3) Experiential Marketing
4) Participation Marketing
5) All of the above

22. What does BTL mean?
1) Business Through Line
2) Below The Level
3) Below the Line
4) Buyers through Leads
5) None of these

23. What is the objective of ‘Holistic Marketing’?
1) to produce more and more number of products
2) to produce products according to the taste of customers
3) to acknowledge that everything matters in marketing
4) to sale more and more products
5) None of these

24. What does customization mean?
1) to acquire more customers
2) to regulate more customers
3) more products per customer
4) special products to suit each customer
5) All of these

25. Conversion in marketing means :
1) meeting a prospective client
2) to interact with a prospective client
3) converting a suspect into a prospect
4) converting a seller into a buyer
5) converting an employer into an employee




1. 5
2. 3
3. 4
4. 3
5. 3
6. 2
7. 4
8. 2
9. 4
10. 2
11. 4
12. 1
13. 3
14. 1
15. 2
16. 5
17. 3
18. 1
19. 2
20. 5
21. 5
22. 3
23. 3
24. 4
25. 3

General Awareness Quiz

1. MUDRA bank launched by PM on 27 June 2015 with a corpus of ........... and credit guarantee of Rs.3,000 crore.
1) Rs.10,000 crore
2) Rs.70,000 crore
3) Rs.20,000 crore
4) Rs.40,000 crore
5) None

2. MUDRA stands for ........
1) Mind Units Development and Refinance Agency
2) Minimum Units Development and Refinance Agency
3) Micro Units Development and Refinance Agency
4) More Units Development and Refinance Agency
5) None

3. Which bank is now under the obligation of refinancing micro-finance institutions in the business of lending to small entities?
1) RBI
2) SBI
3) MUDRA Bank
4) Corporation Bank
5) BMB

4. The role of MUDRA bank is .....
1) laying down policy guidelines for micro enterprise financing business, registration, accreditation and rating of MFI entities.
2) lay down responsible financing practices to ward off over-indebtedness and ensure proper client protection principles and methods of recovery.
3) to provide the finance to Non - Corporate Small Business Sector (NCSBS).
4) it would partner with state / regional level financial intermediaries to provide finance to last mile financier of small / micro business enterprises.
5) All of above

5. One of the product of MUDRA bank is Shishu. Shishu covers the loan up to .....
1) Rs.1,50,000
2) Rs.40,000
3) Rs.70,000
4) Rs.20,000
5) Rs.50,000

6. Kishor, one of the product of MUDRA bank provide the loan of ..........
1) Rs.50,000 to Rs.5 lakh
2) Rs.1,50,000 to Rs.5 lakh
3) Rs.20,000 to Rs.5 lakh
4) Rs.50,000 to Rs.15 lakh
5) None

7. Tarun, the product of MUDRA bank provides the loan of .......
1) Rs.5 lakh to Rs.7 lakh
2) Rs.3 lakh to Rs.10 lakh
3) Rs.5 lakh to Rs.15 lakh
4) Rs.1 lakh to Rs.10 lakh
5) Rs.5 lakh to Rs.10 lakh

8. Which of the following barrower is eligible to barrow from MUDRA bank?
1) Small manufacturing unit
2) Shopkeepers
3) Fruits / vegetable vendors
4) Artisans
5) All of above

9. Till a separate legislation made, MUDRA bank run as subsidiary of ......
1) SBI
2) NABARD
3) RBI
4) NHB
5) SIDBI

10. Which is the first bank launched Mudra Card under Pradhan Mantri Mudra Yojana based on the RuPay platform on 4 July 2015?
1) Axis Bank
2) SBI
3) Corporation Bank
4) Kotak Mahindra Bank
5) Canara Bank






Answers:
1-3
2-3
3-3
4-5
5-5
6-1
7-5
8-5
9-5


10-3



GK Power Capsule (SBI PO Mains 2015)


GK Capsule, we will also be publishing Marketing capsule in the coming week. This time we have also decided to provide you provide you The Financial Awareness Capsule that will contain each and every news related to Finance and Banking sector. Marketing will only be important for SBI PO Mains. Apart from marketing, Computers also contain some weightage in SBI and all the other exam. So we will be posting Capsule related to Computers as well in the coming week.

To view the GK Capsule : Click Here

Thanks To Bankersadda


>>Sbi Mains Date ::  Click Here




>>Banking Pathway 2015 : Quant- Percentage (Study notes & Quiz) >> Click Here



>>SHORT TRICKS TO REMEMBER DAYS  >> Click here



>>Banking Pathway 2015: Quant Short tricks (Time & Work) >> Click Here



>>GENERAL AWARENESS QUIZ for upcoming bank exams. >> Click Here

Banking 2015 : Current Affairs Quiz


1. World’s largest religious congregation Sinhastha Kumbh Mela has begun at Trimbakeshwar, Nashik district of.........?
1) Rajasthan
2) Maharashtra
3) Uttarakhand
4) Madhya pradesh
5) None of these.

2. The veteran music composer Manayangath Subramanian Viswanathan passed away he hails from which state?
1) Tamilnadu
2) Karnataka
3) Kerala
4) Andhra Pradesh
5) None of these

3. Ajay Kumar Pandey was appointed as new Managing Director and Group CEO of .......... based Gujarat International Finance Tec-City (GIFT City)?
1) Vadodara
2) Surat
3) Gandhinagar
4) Ahemdabad
5) None of these

4. Union Government has launched GPS-Aided Geo Augmented Navigation (GAGAN) system, for aviation navigation. Which among the following is/are correct information about GAGAN?
1. It will provide augmentation service for GPS over the India, Bay of Bengal, South-east Asia and Middle East along with expansion up to Africa.
2. India is the fourth country to offer space-based satellite navigation services to the aviation sector.
3. The Indian Space Research Organisation (ISRO) and the Airports Authority of India (AAI) developed the system, at a cost of Rs. 774 crore, over 15 years.
4. All of these
5. None of these

5. India and Tajikistan on Monday pledged to intensify cooperation against terrorism, with Prime Minister Narendra Modi noting that the two countries are located in the “proximity of the main source” of the menace, who among the following is the Prime Minister of Tajikistan?
1) Temir Sariyev
2) Shavkat Mirziyoyev
3) Kokhir Rasulzoda
4) President Emomali Rahamon
5) None of these.

6. India and Georgia have signed a Memorandum of Understanding (MoU) for cooperation in the field of......?
1) Action management and administration.
2) Nomination management and administration.
3) Selection management and administration.
4) Election management and administration.
5) None of these.

7. State-run National Bank for Agriculture and Rural Development (NABARD) has set a target of providing 30,000 crore rupees as credit to farmers for irrigational purpose. It was announced by Bank’s Chairman and Managing Director....?
1) K R Kamath
2) C.V.R. Rajendran
3) S.S. Mundra
4) Harsh Kumar Bhanwala
5) None of these

8. New butterfly species ‘Banded Tit’ found in forests of....?
1) Kerala
2) Maharashtra
3) Arunachal Pradesh
4) Uttar Pradesh
5) None of these.

9. Indian-origin Sunita Williams is among four veteran astronauts chosen by National Aeronautics and Space Administration (NASA) to fly the first commercial space vehicles. Who among the following has not been chosen forthis excursion ?
1) Christopher Cassidy
2) Douglas Hurley
3) Robert Behnken
4) Eric Boe
5) None of these. 

10. India has been accorded full membership of the Shanghai Cooperation Organisation (SCO) along with Pakistan at its Ufa summit held in?
1) Tajikistan
2) France
3) China
4) Russia
5) None of these

Answers..

1-2
2-1
3-3
4-4
5-3
6-4
7-4
8-3
9-1

10-4

How to write an Essay : Easy Steps


As SBI PO Mains is approaching, many of our readers are demanding on formats and ways of writing descriptive topics. Today we have decided to provide you some important things to remember while attempting Essay.

To write an essay, a proper planning is needed. In the examination, you don't get much time to think or to plan. So it is highly recommended that you start reading the newspaper for topics and do remember some facts (specially for schemes launched by banks or central Government).
Now talking about the Essay, It consists of three parts viz. Introduction, Body and Conclusion.

Introduction :
Introduction is one of the most important part of your essay that can either leave a good or bad impression on the reader. And remember, if you get a grip on it then rest won't matter much. Suppose if "Beti Bachao, Beti Padhao" is given as topic then to introduce the essay, you need to be aware of the motive and the essence behind the scheme.

Body :
Once the introduction part is over then you have to include bits and pieces of the topic. It can include anything and while writing the body, you have to be careful about the facts and figures. That doesn't mean that it has to be accurate but you can use the approximate figures. When you present facts in the essay, it shows how aware you are of the surrounding world. And also it looks good.

Conclusion :
Conclusion is the part that includes the summary and things that can be improved. You can read various examples of Essay and you can observe certain points because the conclusion part is very common and you can pick certain ready made points. But be careful while using them in your essay.

Tips :
1. Make points in your mind and elaborate it while typing.
2. Essay should be connected from top to bottom and the readers shouldn't feel that you have left some points unexplained.
3. Start each paragraph with a topic sentence that clearly links the paragraph to the rest of the essay.
4. Provide supporting evidence for each point that you make.
5. Try to finish with an interesting or thought-provoking, but relevant, comment. It looks good and it shows that you are open for discussion which is a positive thing.
6. Avoid making spelling or grammatical mistakes. It leaves a very bad impression on the readers.
7. Write down quotations that may be particularly useful
8. If possible, try to make multiple paragraph based on the particular topic.
9. Do take care of the time management.
10. Last but not least, develop the reading habit for better vocabulary.

IBPS CWE RRB : Registration Process Apply Online

The process for the post of Office Assistant, Officer Scale-I, II, III under IBPS CWE RRB-IV has started today. All those who have been waiting for these opportunity should start filling the forms from today onwards.


Just before filling the form, do read the FAQ's. It will help you clear all your doubts.

To read the FAQ's : Click Here

To view the Advertisement : Click Here

To apply online for the post of Office Assistant : Click Here

To apply online for the post of Officer Scale - I : Click Here

To apply online for the post of Officer Scale - II, III : Click Here


IBPS RRB CWE IV Notification out!!! (Revised)

IBPS has republished the much awaited notification of IBPS RRB CWE IV on its official website with some changes.

Imporant Dates:
Website Link Open:  08.07.2015 to 28.07.2015
Payment of Examination Fees (Online):  08.07.2015 to 28.07.2015
Schedule of Online Test (Tentative): .Likely to be held on September 2015.


To View Official Notification Click Here.




IBPS RRB's Recruitment 2015: (FAQs)

IBPS RRB notification has been announced yesterday and there are many doubts/queries coming in the mind of aspiring candidates. We have given below a list of frequently asked questions and their answers.



Q. What are the posts available under this recruitment project?
The recruitment will be done at two levels - Group-“A”-Officers (Scale-I, II & III) and Group "B" Office Assistants (Multi-purpose). Group "A" posts can be    considered equivalent to Probationary Officer and Office Assistants can be considered equivalent to a Clerk in PSU Banks.

Q. When will be the exam conducted?
Online Examination for Officers will be in the month of September
Online Examination for Office Assistant (Multipurpose) will also be in the month of September

Q. When will the result be declared?
Results will be declared in the month of October 2015.

Q. Which Banks will participate in this recruitment Process?
Total 56 Regional Rural Banks, from various states will participate in this recruitment process.

Q. How many vacancies will be there?
It is not fixed and will depend on the vacancies created at each participating bank in next one year.

Q. Will there be a common interview after the written result?
Yes, there will be a common interview process this time. Candidates who have been shortlisted in the examination for CWE- RRBs-IV will subsequently be called for an    Interview to be conducted with the help of the designated Nodal Regional Rural Bank in each State/UT and coordinated by IBPS in consultation with the appropriate    authority. Interviews will be conducted at select centres.

Q. Will the exam conducted online or offline (OMR Based)?
A. Common Written Exam for RRBs will be conducted online.

Q. Can I apply for both the posts - Officers and Office Assistants?
A. A candidate can apply for the Post of Office Assistant (Multipurpose) and can also apply for the Post of Officer. However a candidate can apply for only one post in    officer’s cadre i.e. If a candidate is applying for Officer Scale-I, then he cannot apply for officer scale-II or officer scale-III. However, Candidates have to    apply separately and pay fees separately for each post applied for(Separate form and fees for Office Assistant and Officer Cadre).


Q. What is the age criteria to apply in this common written exam?
A. Age Criteria as on 01-07-2015
For Officer Scale- III - Above 21 years - Below 40 years
(Candidate Should be born on or After 03.07.1975 but on or before 30.06.1994)
For Officer Scale- II - Above 21 years - Below 32 years 
(Candidate Should be born on or After 03.07.1983 but on or before 30.06.1994)
For Officer Scale- I - Above 18 years - Below 30 years
(Candidate Should be born on or After 03.07.1985 but on or before 30.06.1994)
For Office Assistant (Multipurpose) - Between 18 years and 28 years
(Candidate Should be born on or After 02.07.1987 but on or before 01.07.1997)
(Category relaxation applicable)

Q. What is the educational qualification required for various posts in this recruitment process?
A. Office Assistant (Multipurpose) : Degree in any discipline from a recognized University or its equivalent.
Officer Scale-I : Degree in any discipline from a recognized University or its equivalent 
Officer Scale-II : Degree in any discipline from a recognized University or its equivalent with a minimum of 50% marks in aggregate.
Officer Scale-III : Degree in any discipline from a recognized University or its equivalent with a minimum of 50% marks in aggregate. 

Q. I have given exams of my final year graduation but result has not yet been declared. Can I apply?
A. Yes, you can apply if the result is out on or before 28-July-2015, only then you can apply.

Q. What is the application Fee?
A. Application fee is Rs. 100/- for SC/ST/PWD candidates and Rs. 600/- for all others. It should be noted that a person applying for both posts has to pay seperately.

Q. Do I need to know the local language to apply from a state?
A. The candidates for Officer Scale I and Office Assistants –(Multipurpose) are required to possess proficiency in the local language of the State/UT for which    he/she wishes to apply.

Q. When will the registration start?
A. Registration will start from 8-July-2015 for both posts

Banking Pathway 2015 : Quant- Percentage (Study notes & Quiz)

In continuance to provide study notes(Short Tricks ) today we are Providing Notes on Percentage. Which is very crucial topic for SBI MainS(in DI), IBPS PO, IBPS Clerk, RBI assistant, IBPS RRB and many more competitive examinations.


Here we also Providing some concept clearing quiz for analysing yourself. Time management also very crucial part for gain good marks in exam. so use  wisely your time. Do not waste time on lengthy questions.

These Study notes are provided by one of our ardent BA reader Insomniac. We wish you good luck for future.

Percentage: 
The word defines itself Per means 1 upon something and Cent Is like Paise. In India we have 1 rupee = 100 paise
So per cent = 1/100 Part of something or %[ This sign even means 1/100] So if i say 20% of something Just multiply that something by 20/100 or 0.2
Like wise if is say 30% then it simply means i want to know 30/100th or 3/10th part value of something.

Why Do we Use percentage ?
Basically It is used for comparison.
Like If i say i got 400 marks in 10th and the other guy says that he got 600 marks in 10th. So Numerically He has got more marks than me  But does his score is relatively better than me ?
For that purpose we must know that He got 600 marks out of how many marks. Let's say he got 600 out of 1000. So his percentage marks will be 60%
And I got 400 out of 500. So my % marks will be 80%.

Now you can easily say that My marks are better because i am getting 80% and he is getting 60%.
How to calculate Percentage [ You all know it but just say I am telling it to myself :P ]
Well the simple formula is [Value/total value] * 100
For example A  Ring Contains 63 gm of Gold and total weight of ring is 70 gm. Find the percentage of Gold in the ring ?
So By the Formula [Value/Total Value]*100
[63/70]*100
[9/10]*100
90%.

% to Decimal Conversion or Fraction Conversion.

Just remember in Fraction Conversion we leave the fraction as it is without Converting Into Decimal. While in Decimal Conversion we first convert into fraction then Write the Decimal Value of that fraction.
Very easy You just have to dive by 100 nothing else.
For example 30% = 30/100 = 0.3
21% = 21/100 = 0.21
99% = 99/100 = 0.99
60% = 60/100 or 3/5 = 0.6

Case 1 [ Percentage of Quantity ]
Find the no. of male Students i.e boys, If there are 47% male students in the school and Total no. of students in the school is 1000.
As i said If you See anywhere % of something. Just convert the no. into it decimal value and multiply by that Something.
So in the above Question Boys are 47%[ Convert this into Decimal and you will get 0.47]  of 1000 [ Something] 
So what we gonna do friends we will just multiply it by 0.47 
So the no. of Boys will be 0.47*1000 = 470.

Lets See another Example.
A student scored 85% marks. Total marks are 400. How much marks did he score.
So a student got 85% marks out of 400
So again 85%[ Convert 85% in decimal i.e 0.85] of 400 [something]
So the answer will be 0.85*400 = 340 
so 340 is our answer.

Well they can also Change the Final Question.
Like in First Example they asked Find the no. of male students. They could have asked the no. of students that are not male.
So what we should do in that case. Nothing to worry my friend just do the usual job 47% are male that means that the rest 53% are not male now calculate 535 of 1000 that will be your answer i.e 530

Case 2 [ Inverse Case]
Now in the case 1 we were just asked to Find the % value something. But What if % value of something is given and we have to find the Total Value. ?
Now to worry below example will make it clear.
30% of a Number is 150. What is the number.
So after examining the question we can say that 30% of Some number is 150[ But we don't know yet what is the original number]
When we don't know about something Just Assign a variable to that value.
So we say that the Original Number is x
So as mentioned in the question 30% of x = 150
[ Convert 30% into decimal] 0.3*x= 150 
0.3x = 150
x = 150/0.3 
x = 500
So you see it's Quite easy.
Likewise Many Different Question can be formed on the same logic. Lets discuss 1
There are 200 girls in the class and girls and girls make up 25% of the class. Find the total No. of students in the class.
We don't know the No. of students so assume that no. of students is x
So what is given in the Question.
25% of Total Students in the class are Girls and Total Girls in the class is 200
lets just try convert above [English] Statement into mathematical Form
25% of x = 200
0.25*x = 200x = 200/0.25
x = 800
So total no. of students in the class = 800.

Case 3 - Percentage Change.[ Very Important For DI] 
The simple Way to put that is [( Change in Quantity/ Original Quantity) *100 ] Also [change in quantity = Final Quantity - Initial Quantity]
Note- The quantity in whose respect % change is asked is considered as the base By base i mean the original value in the above formula.
Let me make it clear to you with the help of Some Example.
The height of Nikhil some times ago was 160cm. Now his height is 200cm. Find the % change in his height?
So if we analyse the above question We can say that all we have to calculate is the % change in the height of  Nikhil with respect to his Earlier Height.
So now lets apply the formula here [( Change in quantity/ Original Quantity) * 100]
Which will be [{( 200-160)/160} * 100 ]
[{40/160}*100]
[(1/4)*100]
25%
So the % change in height = 25%.

Case 4- Use of Base Value and With Respect To Cases[ Very very Important For DI]
Suppose Salary of  Raman is 80,000 and Salary of Ved is 1,00,000. The questions are 
What per cent is the salary of Ved to that of Raman?
It's a very simple Question If you just know in whose respect you have to find the %.
Now in the above Question we have to find the % of ved salary with respect to ELF's Salary [ remember jiske respect me % nikalna hota hai Wohi base hota hai ] 
So here we have to find Ved's Salary with respect to Raman So we use the formula [ (Value/ In whose respect it is asked)*100]
So ved's salary in respect to Raman's salary will be [ (1,00,00/80,000)*100 ] = 125%
So VED's Salary is 125% of Raman's Salary.

If the question was just opposite.
Like What percent is the salary of Raman to that of Ved. (In this Question the Base will be Ved's Salary)
So lets just apply the formula [ Value/ In whose respect it is asked) * 100]
(80,000/1,00,000)*100 = 80%
So elf's salary is 80% of VED's Salary.

Case 5 - Product Constancy [ Most Important Because With it's Application You can also solve Questions related to Time and Work, Speed Time Distance,  Average etc. This Concept has a very huge application]
i - Speed*Time = Distance
ii- efficiency*time = work
ii- Length*breadth= area
iv- Average*No. of elements = Total value
v - rate*quantity = Expenditure

let me make you clear with an example.
The price of sugar is increased by 25% then by how much per cent should a customer reduce the consumption ( i.e quantity used) Of sugar so that he has not increase his expense on Sugar.
Just remember  If one factor of product constancy is increased by P% then the other factor will be decreased by [(p)/(100+p) * 100] To maintain the Product Constancy.

Now in the above Question The rate of sugar is increased by 25% So by how much % we should reduce the quantity to maintain the same expenditure 
Just apply the above formula [(p)/(100+p)*100]  = (25/125)*100 = 20%
Now It sound Simple but It is difficult to remind these formulas at the time of Solving Question So let me Give you simple method of learning this Formula.
Just Imagine In Your mind that the Quantity is 100. Ok
if the value is inreased by 25 % how much should the consumption be reduced.  
Now all you have to remember is [(How much % value is Increased/ What it becomes after increase) * 100 ]

No as i said In your mind the Quantity is 100. How much the value is increased in the above Question yeah 25% 
And how much it will become after 25% increase if the Quantity was 100 yeah That will be 125. So the answer will be 
(25/125)*100 = 20%
lets try again If the price of petrol is increased by 50%. By how much % the consumption be reduced so the expenditure remains same.

Just apply the formula How much increased = 50
What it will become after 50% increase = 150
% redcution required = (50/150)* 100 = 33.33%
In the same way you can also use the same formula for calculating just the opposite.

For Example If the price of Sugar is reduced by 20% by how much should the family increase it's consumption So the expenditure remains same?
How much % decrease ? = yeah it is 20%
What it will become after 20% decrease = Yeah 80 
So Increase required = (20/80)*100 = 25%

lets do one more question.
The price of petrol is reduced by 33.33% but how much % should a person increase his consumption so that His expenditure remains constant.

How much decrease = 33.33
What it will become after 33.33% decrease = 66.66
So % increase required = (33.33/66.66)*100 = 50%

The Length of Rectangle is Increased by 25% By what % the breadth be reduced so that are remains Constant?
Try Again How much Increase 25
What it becomes 125
% to be reduced = (25/125)*100 = 20%
Same way the Question of Time Speed Distance can also be solved But i will teach that when i will Explain Time Speed And Distance.


Case 6 - Increase or decrease In value to Get Back the Original Value.
Remember if a value P is increase by x % then we have to decrease the resultant value by 
[{ x/(x+100)} *100]% to get back the original value.
For Example Rocky's Salary is 1000rs and it Increased by 10%. How much % His salary must be Decreased So that he Gets His original Salary.
Apply the above Formula [{x/(x+100)}*100 = [ {10/(100+10)}*100] = 100/11 or 9.09090% 
In case of Decrease.
The formula will be [ {x/(100-x)}*100]%
Rocky Salary is 1000 and it is decreased by 10%. By how much % his salary must be increased so that he gets His Original Salary.
Apply the formula here [{10/(100-10)}*100]% = 100/9 % or 11.11% 
But Instead of Doing All this BS you can Also Apply My previous formula here.

Like Salary Increased 10. what wit will become 110.
How much it should be reduced = (10/110)*100 = 100/11 = 9.09%
Again Salary decreased = 10, What it will become 90.
So how much it should be increased to get the original salary = (10/90)*100 = 100/9 = 11.11%

CASE - 7 Concept of "by" and 'to"
Please note that there is very Big Difference between by and to.
Eg . The income is reduced BY 40% it means the New  Income 60% of the original value.
And If income is to 40% it means The new Income is 40% of the Original Value.

Case 8 - Consecutive Increase in Percentage.

Suppose the Salary of Sumit is first increase by 20% and Then again it's Increased by 20%.
What is the Total Percentage Increase in His Salary.
Now don't try to be smart here and just add 20% and 30%And say That it's 50% Increase-- THAT WILL BE TOTALLY WRONG.
Actuall let me make the Picture a Little bit Clear. What actually Happens in the case of Consecutive Increase and Decrease.
Now Just Suppose that The Salary of Sumit was 1000 Rs. it gets Increased by 20% so What it will become ? Yeah you are right 1200rs.
Now When it is Again Increased by 30% Then we are Calculating that 30% increase on 1200RS ans not on 1000 So the Inrease will be 30% of 1200 which will be 360. So increased salary will be 1200 + 360 = 1560.

Now are two Shortcut Methods Here.

1st Simple Multiplication.
When I say Something is increased by 20% It means It's Value Is increased by 20 % or It's Total value is 120% of the original Value Ok ? 
Like 100 is incresed by 20% That means it's final value will be 100 + 20% of 100 = 100 + 20 = 120.
So if  Sumit  Salary is Increased By 20% that the Value will be 100*1.2.
And If it's Again increased by 30% then the value will be 100*1.2*1.3 = 100*1.56 = 156.
Total increase = 56.
Percentage Increase = 56%

2nd Method Formula Approach.

Well the formula is [x + y + (xy)/100]% [Note this formula works only when there is 2 increases]
Now apply the formula in above Question you will get 20 + 30 + (20*30)/100 = 50 + 600/100 = 50 + 6 = 56%

Same Sumit's Salary is 1000rs and if it's asked the Salary of Sumit is Increased First by 20% then 30% and then again by 40% then what will be Total Increase and Final Salary.
It's Pretty simple now 1000*1.2*1.3*14 = 2184 
That's the final Salary and % inrease = [(2184-1000)/1000]*100 = (1184/1000)*100 = 118.4% 

Some Similar Questions Are like.
The Side of Square is Increased by 10% what will be the increase in Area. 
So Just Let The Value of Eaxh side is x, If it's Increased by 10% Then it will become 1.1x
As You know are = Side*side
So Initially The Area without Increase Would Have been x*x = x^2
After Increase the Area will be 1.1x*1.1x = 1.21x^2
So total % increase in area will be 21%.

Case -9 Consecutive Increase and Decrease Simultaneously
In the last case we saw the case of % increase but now we will learn how to solve when there is a consecutive Increase and as well As decrease.
It's same as the last example.
Sumit's Salary is 1000rs Suppose the salary of Megamind was first Increased by 30% and Then decreased by 20%. What will be final Increase or Decrease in His Salary.
Just do The same Thing 30% increase means 1000*1.3
And then 20% Decrease mean 0.8times [ remember we have to decrease here and 20% decrease means 0.2 Point decrease] 
So total decease = 1000*1.3*0.8 = 1040.
Final Increase = 40RS
% Increase will be 4%.
With Formula.
Remember the formula x + y + (xy)/1000
Same formula can be used here But remember Increase means +ve Sign and decrease means -ve sign,
So apply here now 30 - 20 + (30)(-20)/100 = 10 - 600/100 = 10 - 6 = 4%.

Thank you Insomniac..

Quiz :

Time : 5-6 minutes.

1.  Two students appeared at an examination. One of them secured 9 marks more than the other and his marks was 56% of the sum of their marks. What are the marks obtained by them?
A) 42, 36
B) 44, 39
C) 42, 33
D) 44, 37
E) None of these.

2. A fruit seller had some oranges. He sells 40% oranges and still has 420 oranges. How many oranges he had originally?
A) 690
B) 700
C) 720
D) 745
E) None of these.

3.  A batsman scored 110 runs which included 3 boundaries and 8 sixes. What percent of his total score did he make by running between the wickets?
A) 45(6/11) %
B) 45(7/11) %
C) 45(5/11) %
D) 46(5/11) %
E) None of these.

4.  In an election between two candidates, one got 55% of the total valid votes, 20% of the votes were invalid. If the total number of votes was 7500, what was the number of valid votes that the other candidate got?
A) 3690
B) 2700
C) 5720
D) 4745
E) None of these

5.  A student has to obtain 33% of the total marks to pass. He got 125 marks and failed by 40 marks. The maximum marks are
A) 600
B) 700
C) 520
D) 500
E) None of these.

6. A housewife saved Rs. 2.50 in buying an item on sale. If she spent Rs. 25 for the item, approximately how much percent she saved in the transaction ?
A) 6 %
B) 7 %
C) 10 %
D) 9(1/11) %
E) None of these.

7. A pipe X is 30 meters and 45% longer than another pipe Y. find the length of the pipe Y?
A) 600/29 meter
B) 37.25 meter
C) 20 meter
D) 50 meter
E) None of these.

8. On my sister’s 15th birthday, she was 159 cm in height, having grown 6% since the year  before. How tall was she the previous year ?
A)156 cm
B) 150 cm
C) 155 cm
D) 172 cm
E) None of these

9. Sumit got 30% of the maximum marks in an examination and failed by 10 marks. However, Sujith who took the same examination got 40% of the total marks and got 15 marks more than the passing marks. What were the passing marks in the examination?
A) 96 
B) 150
C) 75 
D) 85 
E) None of these

10. 30% of the men are more than 25 years old and 80% of the men are less than or equal to  50 years old. 20% of all men play football. If 20% of the men above the age of 50 play football, what percentage of the football players are less than or equal to 50 years?
A) 60 %
B) 50%
C) 80 % 
D) 85 %
E) None of these


Answers:

1. C
2. B
3. C
4. B
5. D
6. D
7. A
8. B
9. D
10.C

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